MetLife
Effective September 1, 2026Group #: 5958484
Questions? Call 1-800-626-3705
Hospital Indemnity, Accident, and Critical Illness
Voluntary Supplemental Benefit Plans
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Hospital Indemnity insurance pays you benefits when you are confined to a hospital, whether for planned or unplanned reasons.
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Accident insurance helps you pay for unexpected expenses after an accidental injury.
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Critical illness insurance pays you for out-of-pocket illness and injury expenses that have a significant impact on your quality of life, such as cancer, stokes, orgqan transplants, and more. You must verify the diagnosis of a covered illness.
*See the Quick Links section to view the summary of benefit coverage (SBC) for all voluntary supplemental benefits.
Are you ready to
file a claim?
Submitting an Accident, Hospital Indemnity, or Critical Illness Insurance claim doesn’t have to be challenging.
Submitting a claim is as simple as 1-2-3.
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Visit mybenefits.metlife.com to view your certificate insurance and initiate your claim.
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Answer questions regarding your claim and upload your medical documentation to support your claim. The whole process takes minutes!
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Visit MyBenefits frequently to check claim status, letters, and benefit payments.
Once you submit a Critical Illness claim, a Critical Illness Claim Advocate will reach out by phone or email in 1-4 days.
They can help by gathering information from your doctor, advocating for your claim, and more.
